From house hunting to keys
Financing your next home purchase
Whether you are buying your first home, moving up or buying a second home or investment property, the right mortgage starts with understanding your goals and your budget. A purchase loan can be conventional, FHA, VA, USDA, jumbo or Non-QM, depending on your situation and the property.
As an independent Denver mortgage broker, Luna Lending compares purchase programs from multiple lenders and keeps you, your agent and the title company informed from pre-approval to closing.
Get Started
Buying with Luna Lending
Here’s how it can help
Get pre-approved
Our pre-approval process starts with a soft credit check, which does not affect your credit score, so you can shop with confidence.
Compare programs
We will show you how different loan programs compare on payment, costs and terms, in plain language.
Stay informed
We work closely with your real estate agent and keep you updated at each step of the process.
How it works with Luna Lending
Tell us your goals
Share what you are looking for and a little about your situation.
We shop multiple lenders
As an independent broker, we compare programs and pricing from multiple wholesale lenders.
Compare your options
We walk you through rates, costs and terms side by side, in plain language.
Close with confidence
We stay in touch from application to closing, with clear updates along the way.
Good to know
Questions we hear often
Pre-qualification vs. pre-approval
A pre-approval involves reviewing your credit and documents and carries more weight with sellers than a quick estimate.
Budget beyond the payment
Plan for closing costs, reserves, moving expenses and ongoing costs such as taxes, insurance and HOA dues.
Down payment assistance
Ask us about down payment assistance programs that may be available. Eligibility and availability vary.
First-time buyers
New to buying? Our first-time home buyer guide walks through the basics.
Get ready
Let Luna Lending guide you home
Talk with a local Denver mortgage broker about your options. No pressure, just clear answers.
Get StartedThis page is for general educational purposes only and is not a commitment to lend or an offer of credit. Loan approval, rates, terms and program availability depend on credit, income, assets, property type and underwriting review, and may change without notice. Luna Lending Inc. | NMLS #2032089 | 1900 Grant St. Ste 1150, Denver, CO 80203 | 720-594-6585 | Licensed in CA, CO, NC and NV. Equal Housing Opportunity.